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Home/Rates/PS
Personnel Specialist sailor
Personnel Specialist rating badgePS

Personnel Specialist(PS Navy Rating)

Manages Navy personnel records, pay, and administrative services.

Overall

5.6/10
Burnout4.5
Lifestyle7.0
Civilian ROI5.5
Happiness5.5
Manning %2.6
$$$ Pay5.2

Quick Stats

Enlistment BonusNo active bonus
Civilian Sector Transferability$50k–$82k
Advancement OutlookAverage
Manning %102%
Initial Contract2 yr active /
Medical RequirementsNone listed

Security Clearance

No Clearance — Open to Permanent Residents

This rate does not require a security clearance and is open to lawful permanent residents (green card holders) as well as U.S. citizens.

ASVAB Requirements

AFQT Minimum

50

Line-score options — meet any one

  • VE+MK≥103
  • VE+MK+CS≥148
Calculate your score →

Remarks

Who This Is Best For

Best for organized, people-oriented individuals who want transferable HR and payroll skills with generally good work-life balance. If you enjoy administrative detail work and helping people navigate their careers and benefits, this rate provides solid credentials for civilian human resources, payroll, and benefits administration positions.

+Pros

  • ✓Strong civilian career transition

–Cons

    Real Opinions

    +Positive

    ✓

    “I would recommend PS to anyone considering it. The training is solid and the community takes care of its own.”

    r/navy|
    ✓

    “Good office hours and work-life balance. One of the better rates for quality of life.”

    Indeed|

    –Negative & Mixed

    ✗

    “Like any rate, PS has its downsides. Long hours, time away from family, and Navy bureaucracy are real.”

    r/newtothenavy|
    ⚬

    “PS handles pay, benefits, and personnel records. When you mess up, sailors do not get paid correctly. The pressure is real.”

    Indeed|

    Page 1 of 3

    Share your opinion about PS

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    Select one:

    Recruiter vs Reality

    What the recruiter says vs. what it's actually like.

    🫡 Recruiter says

    “The PS rate offers great training and career advancement opportunities!”

    💀 Reality

    Source: MyNavyRates research

    Training and advancement are available but vary by command and manning. Ask specific questions about sea/shore rotation, typical duty stations, and advancement rates for PS.

    🫡 Recruiter says

    “PS has a great quality of life.”

    💀 Reality

    Source: sailor forums

    PS is shore-heavy compared to many rates, but afloat PS billets exist on every ship. Those billets have the same demanding schedule as everyone else plus the stress of being responsible for everyone's pay.

    Page 1 of 7

    😱

    Horror Stories

    Real stories people have shared about this rate. Swipe to browse.

    💀

    “The Navy shut down PSD customer service offices before replacements were ready. Hundreds of sailors were left unpaid, without healthcare, or missing housing entitlements. Over 4,200 separation packages were backlogged.”

    Source: navytimes.com|

    Story 1 of 4

    Share a horror story about PS

    0 chars

    Related Reading

    Guides on picking a rate, ASVAB, bonuses, promotion, and life after the Navy.

    Getting Started

    How do you choose the right Navy rate for you?

    Choosing a Navy rate means weighing your ASVAB scores, lifestyle preferences, civilian career goals, and willingness to deploy or go to sea. Start by identifying which ratings you qualify for, then narrow the list by what matters most to you.

    Getting Started

    What is the ASVAB and what scores do you need?

    The ASVAB is a multi-aptitude test that determines which Navy ratings you qualify for. Your sub-test scores combine into line scores, and each rating has minimum line-score requirements. Higher scores open more options.

    Career & Pay

    Which Navy rates have the biggest enlistment bonuses in 2026?

    Active Component (Active Duty) only. Per the CNRC GENADMIN dated 24 July 2026, the biggest source-rate bonus is $40,000 — Nuclear Field on FY26 ship dates ($75,000 EB cap). Special Warfare Boat Operator (SB) follows at $35,000, then EOD and SEAL (SO) at $30,000, and Aviation Rescue Swimmer (AIRR) and Cryptologic Technician Maintenance (CTM) at $25,000. Special Operations Future Sailors who clear the elevated PST standards add a flat $20,000 EBPST. Most rates cap at $50,000 total EB. The Loan Repayment Program adds up to $65,000 on top, separately. Reserve component (SELRES) bonuses are governed by a different message and are not covered here.

    Real Opinions

    +Positive

    ✓

    “I would recommend PS to anyone considering it. The training is solid and the community takes care of its own.”

    r/navy|
    ✓

    “Good office hours and work-life balance. One of the better rates for quality of life.”

    Indeed|

    –Negative & Mixed

    ✗

    “Like any rate, PS has its downsides. Long hours, time away from family, and Navy bureaucracy are real.”

    r/newtothenavy|
    ⚬

    “PS handles pay, benefits, and personnel records. When you mess up, sailors do not get paid correctly. The pressure is real.”

    Indeed|

    Page 1 of 3

    Share your opinion about PS

    0 chars
    Select one:

    Recruiter vs Reality

    What the recruiter says vs. what it's actually like.

    🫡 Recruiter says

    “The PS rate offers great training and career advancement opportunities!”

    💀 Reality

    Source: MyNavyRates research

    Training and advancement are available but vary by command and manning. Ask specific questions about sea/shore rotation, typical duty stations, and advancement rates for PS.

    🫡 Recruiter says

    “PS has a great quality of life.”

    💀 Reality

    Source: sailor forums

    PS is shore-heavy compared to many rates, but afloat PS billets exist on every ship. Those billets have the same demanding schedule as everyone else plus the stress of being responsible for everyone's pay.

    Page 1 of 7

    😱

    Horror Stories

    Real stories people have shared about this rate. Swipe to browse.

    💀

    “The Navy shut down PSD customer service offices before replacements were ready. Hundreds of sailors were left unpaid, without healthcare, or missing housing entitlements. Over 4,200 separation packages were backlogged.”

    Source: navytimes.com|

    Story 1 of 4

    Share a horror story about PS

    0 chars
    Must have not been convicted or received punishment for any crime incident to larceny or fraud by a court-martial under reference (d), article 15 or by civilian court within the previous 36 months.

    Source: CNRC / ECM Rating List, 19 Jan 2026. Verify current guidance with your recruiter before signing.

    Training Pipeline — Total ~16 weeks (4 months)

    8w
    8w
    Boot Camp— 8 weeks
    RTC Great Lakes, IL
    Basic military training for all recruits
    A-School— 8 weeks
    NPSC Meridian, MS
    5.5% washoutDifficulty: 1.9/10
    Technical training for rating qualification
    Fleet Assignment— 0 weeks
    First duty station
    Report to operational command

    Calculate Your End Training Date and Holidays and Events You Will Miss During Training

    Ship dates are approximate and based on the weekly RTC Great Lakes schedule. Confirm your exact date with your recruiter. Source: bootcamp.navy.mil

    Career Progression Milestones

    Estimated timeline based on current advancement rates. Actual timing varies by individual performance and Navy needs.

    4 mo
    1 mo
    1yr 5mo
    6 mo
    1yr 6mo
    Training Complete— 4 mo
    Pipeline finished (~4 mo) — NPSC Meridian, MS
    First Duty Station— 5 mo
    Sea or shore duty assignment
    NEC Specialization Options— 1yr 10mo
    4 specializations available
    A01A791F791H

    Advancement Outlook

    E-2 to E-4 Advancement Outlook

    Time to E-4: 30 months total

    • E-1 → E-2: 9 months at E-1. Automatic
    • E-2 → E-3: 9 months at E-2. Automatic
    • E-3 → E-4: 12 months at E-3. Automatic

    E-4 is automatic — competitive advancement starts at E-5

    How to advance faster to E-4

    Your recruiter can process you in at E-2 or E-3 on day one if you qualify. Every rung skipped shortens the path to E-4 by months. Official transcripts / certificates required at enlistment.

    • E-2 →Easy
      2 years of JROTC completed. Easiest common path if your high school offers JROTC.
    • E-2 →Moderate
      24+ semester hours/ 36+ quarter hours of college credit (below the associate's threshold). Roughly one full year of college.
    • E-2 →Moderate
      Civil Air Patrol Billy Mitchell Award. Achievable with consistent cadet participation, but requires testing and leadership time.
    • E-2 →Moderate
      Sea Cadet Corps — reaching the Sea Cadet E-2 rate (join by age 17).
    • E-2 to E-3 →Moderate
      Boot camp leadership roles — roles don't auto-pin rank. Advancement comes from earning Honor Recruit or Hall of Fame at graduation (one award only, not stacked).
      • Honor Recruit up to E-2 — effectively the #1 ranked recruit in your division (~60-80 recruits), one Sailor per division per cycle. Selection is based on cumulative performance across all three academic exams, Physical Readiness Test (PRT) scores, uniform and personnel inspections, military bearing, and peer/Recruit Division Commander (RDC) evaluations. Roles that typically compete at this level:
        • Assistant LPO (ALPO) — deputy to the LPO.
        • Master-at-Arms (MAA) — barracks cleanliness, standards, and discipline.
        • Yeoman (YN) — division admin, paperwork, and tracking.
        • Educational Petty Officer (EPO) — study groups, test prep, and academic remediation.
        • Religious Petty Officer (RPO) — coordinates chapel and religious services.
        • Athletic Petty Officer (APO) — leads PT and fitness assessments.
        • Mail Petty Officer — handles mail distribution and tracking.
        • Section Leaders — squad-level leaders below the division-wide roles.
      • Hall of Fame up to E-3 — the most elite recognition at Recruit Training Command (RTC), awarded Navy-wide rather than per division. Requires exceptional performance in every training metric: top-tier scores on all three academic exams (typically 90%+), "Outstanding" on the final Physical Readiness Test (PRT), near-perfect uniform and personnel inspections, held a division leadership role with strong performance, and zero remediation, infractions, or negative marks across the full training cycle. Senior leadership roles positioned to compete:
    • E-3 →Moderate
      3 years of JROTC completed (any service branch). Straightforward if your high school has the program — three school years of enrollment.
    • E-3 →Hard
      Eagle Scout (BSA) or Gold Award (GSUSA) — the highest youth scouting awards. Typically takes years of participation and a capstone service project.
    • E-3 →Hard
      Associate's degree (or 48+ semester hours / 72+ quarter hours of college credit, 100-level or higher from an accredited institution). Two years of full-time college.
    • E-3 →Hard
      Civil Air Patrol Earhart Award. Uncommon — only a small fraction of CAP cadets reach this level.
    • E-3 →Hard
      Sea Cadet Corps — reaching the Sea Cadet E-3 rate (join by age 16).

    Ceiling is E-3 at accession — stacking qualifications doesn't push you to E-4 out of the gate.

    Ways to accelerate E-4 after you're in

    • Very HardMeritorious Advancement Program (MAP) — Command-nominated promotion that skips the exam entirely. Each command gets a small seasonal quota of MAP slots and hands them to the top performers based on evaluation ranking. Fastest path on paper, but you're competing directly with every other sailor at your command.

    Rules can change — verify current criteria with your recruiter and in the latest Navy Recruiting Manual (COMNAVCRUITCOM) before signing any paperwork that assumes a specific entry paygrade.

    E-5 and E-6 Advancement Outlook

    Average★☆☆☆

    0 of 4 factors working in your favor · 1 working against you

    • ▼

      Manning

      E5 100%E6 103%(E-4/E-5)
      Community is at or above authorized strength. Limited BBA billet gaps — expect more competition and slower promotion.

      Source: N12 Community Health Indicator brief (FY26)

    • ●

      Enlistment bonus

      No

      No active enlistment bonus for this rate. Most ratings do not offer one in any given fiscal year, so this is a neutral signal on its own.
    • ●

      Overall Selective Reenlistment Bonus (SRB) Outlook

      No current SRB
      This rating is not paying a Selective Reenlistment Bonus right now. No retention-pressure signal. Data pulled from the quarterly SRB NAVADMIN.

    Bonuses — Click here to see your military pay

    How to qualify & get paid

    1. Sign a contract for this rate at MEPS with the bonus(es) listed on your NAVCRUIT 1133/52 Enlistment Guarantee — eligibility is locked at signing.
    2. Ship to Recruit Training Command (RTC) Great Lakes inside the authorized window — EBSHP and EBPST are earned and paid at RTC graduation and cannot be recouped after.
    3. Complete A-school (and any required follow-on C-school or qualifying course) for your rating — EBSR is earned and paid at school graduation, except for the Special-Operations pipelines, which pay later (AIRR after FRS + first duty station; SO after SQT; SB after SWCC Charlie phase; EOD/ND after their respective A-schools).
    4. LRP is paid annually upon submission of a DD 2475; ~25% is withheld for federal taxes, and a W-2 is issued. LRP must be on your contract at accession — it cannot be added later via reclassification.

    Important details & disqualifiers

    • •All bonuses on this page are Active Component (Active Duty) only. Reservists (SELRES) follow a separate CNRF incentive message — ask your recruiter.
    • •Future Sailors with Tier 3 education credentials (HiSET / GED / alternative) are NOT authorized any EB.
    • •AFQT score must be ≥ 31 for EBSHP and ≥ 50 for LRP.
    • •EBSR is the only EB type that can be partially recouped if you separate before completing the obligated service. EBSHP / EBPST cannot be recouped after RTC.
    • •Bonus payments are subject to federal income tax withholding.
    • •EB-for-High-School (EBHS) is currently NOT authorized in the July 2026 GENADMIN — distinct from earlier cycles when it was offered.
    • •Funding: NDAA 2026 authorizes contracts through 31 December 2026; appropriations cover obligations through 30 September 2026; max-EB authority extends through 10 January 2027 — all subject to congressional reauthorization of 37 USC § 331.

    No initial enlistment bonus for this rate per the current CNRC GENADMIN. Career Sailors may still qualify for a Selective Reenlistment Bonus (SRB) — see the Reenlistment section below.

    You May Qualify for a Navy Enlisted Classification (NEC)

    Specialties within this rate you can select, some with additional compensation. Each NEC has its own training, bonus potential, and career path.

    A01APersonnel Specialist Advanced Disbursing Operations

    Directs and coordinates operations of disbursing offices equipped with automated disbursing payroll and travel systems. Performs auditing of payroll entries and accurate settlement of PCS and TDY travel claims.

    Requirements

    • Personnel Paygrade E3s will need to obtain TAD orders funded by the Parent Command in order to attend required training for the awarding of this NEC code.
    791FCommand Pay and Personnel Administrator (CPPA)

    Serves as the command representative on Navy personnel, pay and travel policies and procedures. Assigned as the critical link between individual Sailors, his or her command and the supporting personnel, pay and travel organization.

    Requirements

    • Member must complete the CPPA Navy instructor led training (ILT) course launched on August 2018, personnel transferred to a CPPA billet shall be sent to this course of instruction enroute unless previously graduated from the ILT course.
    • Member must complete the 25 Navy eLearning courses identified in Exhibit 3 of MILPERSMAN 1000-021 as an option for obtaining this NEC code for those CPPAs who cannot attend the ILT due to operational commitments.

    Potential Civilian Post-Navy Outcomes

    HR Specialist

    Transferability: 7/10

    $50k–$82k

    Post-Navy Salary Trajectory

    Estimated civilian salary growth after separating from the Navy, based on industry data for this rating's skill set.

    Year 1

    $48K

    Year 5

    $62K

    Year 10

    $78K

    10-year growth: +63%

    Retention & Burnout

    First-Term Retention

    45%

    choose to reenlist

    Burnout Index

    4.5/10

    Moderate

    Watch Intensity

    5

    Hours/Day

    9

    Deploy Tempo

    5

    Manning Strain

    0

    Low Morale Risk

    5

    Attrition Signal

    6

    What this means: The Burnout Index combines watch intensity (25%), daily hours (20%), deployment tempo (15%), manning strain (15%), morale (15%), and attrition (10%) into a single risk score.

    Lifestyle7/10

    Ship vs. Shore Split

    45% / 55%

    Sea Duty Tempo

    Moderate — 5/10

    Physical Demand

    low — indoor

    Sea Duty Tempo measures how much of a career is spent in deployable billets — ships, submarines, deploying squadrons, and expeditionary units — and how often those units leave homeport. It is separate from physical demand: an administrative job aboard a deployed unit still deploys, and a hands-on maintenance job at a shore command does not.

    Watch Standing

    Standard shore hours, CDO/DCPO rotation when assigned

    Watch standing is a 24-hour duty rotation where sailors take turns manning critical positions aboard the ship or at their command. The rotation determines how frequently you stand watch and how much rest time you get between shifts.

    Watch qualifications vary by command and platform. Expect to qualify within 90 days of reporting.

    OPNAVINST 3120.32DUSNI ProceedingsNavy Watch Standing Manual

    Life on Watch — Sea Stories

    “I was on admin duty when a sailor came in panicking because his wife had just had a baby and his dependent enrollment hadn't been processed — meaning no TRICARE coverage for the delivery. He was looking at a $30,000 hospital bill. I stayed four hours past my watch working through DEERS, MILPERSMAN references, and phone calls to PSD to get the enrollment backdated and processed that same night. His wife and baby were covered by the time the hospital ran the insurance. That sailor sent me a photo of his daughter with a note that said 'She has healthcare because of you.'”

    Veteran account (composite)

    Story 1 of 5

    Common Duty Stations

    Naval Station NorfolkSea
    Family Friendly

    6.9/10

    Schools + spouse jobs

    Base Housing Wait

    10 months

    Avg waitlist for on-base

    Cost of Living

    95

    100 = national avg

    Naval Base San DiegoSea
    Family Friendly

    7.9/10

    Schools + spouse jobs

    Base Housing Wait

    14 months

    Avg waitlist for on-base

    Cost of Living

    135

    100 = national avg

    Joint Base Pearl Harbor-HickamSea
    🎓

    Step-by-Step Strategy Guide to Getting an Associate's Degree After Boot Camp — For Free

    Most sailors don't know they already have 9 or more general education college credits just from graduating boot camp.

    Based on your rate, you may have more.

    You can earn an associate's degree for free in 12-30 months without spending a dime.

    Strategy Guide & Boot Camp College Credit Calculator →
    Not the rate for you? See other ratings side by side →

    Talk to a Sailor

    Community Poll

    If you could go back, would you pick PS again?

    Career & Pay

    How does promotion work in the Navy?

    Navy advancement depends on exam scores, evaluations, time in rate, and available quotas. Some ratings promote over 50% of eligible sailors while others promote less than 5%. Your rate choice directly affects how fast you can advance.

    Career & Pay

    Which Navy jobs set you up best for a civilian career?

    Information warfare ratings (IT, CTN, IS) and medical ratings (HM) offer the strongest civilian career pipelines. Security clearances, technical certifications, and hands-on experience make these sailors highly competitive in the private sector.

    Browse all articles →

    Life on Watch — Sea Stories

    “I was on admin duty when a sailor came in panicking because his wife had just had a baby and his dependent enrollment hadn't been processed — meaning no TRICARE coverage for the delivery. He was looking at a $30,000 hospital bill. I stayed four hours past my watch working through DEERS, MILPERSMAN references, and phone calls to PSD to get the enrollment backdated and processed that same night. His wife and baby were covered by the time the hospital ran the insurance. That sailor sent me a photo of his daughter with a note that said 'She has healthcare because of you.'”

    Veteran account (composite)

    Story 1 of 5

    791G
    + more
    C-School / Advanced Training— 2yr 4mo
    1 follow-on school available
    Shore Duty Rotation— 3yr 10mo
    First shore rotation opportunity
    • Leading Petty Officer (LPO) — runs day-to-day ops inside the division.
    • Assistant RCPO (ARCPO) — backs up the RCPO and steps in when needed.
    • Recruit Chief Petty Officer (RCPO) — senior recruit in the division, overall accountability to the RDCs. Highest visibility for meritorious advancement.
  • ●

    Billet-Based Advancement eligibility

    Legacy exam cycles

    This rating has not been integrated into Billet-Based Advancement yet. Advancement still runs through the traditional exam and Final Multiple Score (FMS) system — your exam score is one of the main factors in how you promote.
  • Sources: Manning NAVADMIN · SRB NAVADMIN · Billet-Based Advancement Handbook (NAVADMIN 255/24, updated via NAVADMIN 112/25). How to interpret these factors →

  • Other ratings may apply for and be awarded this NEC code based on command manning which does not support the assignment of NC, PS, YN, YNS.
  • Commands with Personnel Offices staffed to process personnel and pay transactions in NSIPS Afloat are encouraged to obtain the NEC code for professional growth.
  • Members applying for this NEC code must be serving as a CPPA at their current command (or assigned to a billet coded with the NEC code) and continue to meet the requirements as described in OPNAVINST 5200.45A and MILPERSMAN 1000-021 during the current tour of duty.
  • Submission of a NAVPERS 1221/6 along with a copy of all course completion documentation and CPPA letter of designation shall be sent to BUPERS-312 for awarding of this NEC code or completion of the CIN.
  • 791HNavy Standard Integrated Personnel System (NSIPS) Command Pay and Personnel Administrator (CPPA) Supervisor � Phase III

    Serve as qualified personnel to carry out pay and personnel authorities onboard indicating the Sailor has been qualified to release pay transactions for their Unit Identification Code, in accordance with the authorities granted by the CPPA Certifying Officer Qualification Card Program outlined in NPPSC OPS ALERT 002-23.

    Requirements

    • Member must complete NAVEDTRA 43247-B (Sections 304-308, & 310).
    • Member must complete six months of accurate transactions submitted as a NSIPS CPPA Supervisor as determined by the TSC (eCRM, NSIPS, MyPCS, etc.).
    • Member must successfully complete a board with the TSC Commanding Officer (CO).
    • Member must submit NAVPERS 1221/6 with Commanding Officer's endorsement along with completed CPPA Certifying Officer qualification card and CPPA Certifying Officer designation letter signed by the servicing TSC Commanding Officer.
    • Member shall retain component NEC code for billet and tracking purposes.
    791GNavy Standard Integrated Personnel System (NSIPS) Command Pay and Personnel Administrator (CPPA) Supervisor � Phase II

    Serve as qualified personnel to carry out pay and personnel authorities onboard indicating the Sailor has been qualified to submit pay transactions for their Unit Identification Code directly to their local Transaction Service Center (TSC)/Regional Support Center (RSC) auditors for review and release, in accordance with the authorities granted by the CPPA Certifying Officer Qualification Card Prog

    Requirements

    • Member must complete all required training, including the CPPA Training Continuum as outlined in MILPERSMAN 1000-021.
    • Member must complete Phase II portion of the CPPA Certifying Officer JQR qualification card.
    • Final JQR CPPA Certifying Officer qualification card signature must come from a TSC or RSC Supervisor.
    • Other ratings may apply for and be awarded this NEC code based on command manning which does not support the assignment of an NC, PS, YN, or YNS.
    • Member must submit NAVPERS 1221/6 with Commanding Officer's endorsement along with completed CPPA qualification card and CPPA Certifying Officer designation letter signed by the servicing TSC Commanding Officer.
    • Member shall retain component NEC code for billet and tracking purposes. 279
    Family Friendly

    6.6/10

    Schools + spouse jobs

    Base Housing Wait

    18 months

    Avg waitlist for on-base

    Cost of Living

    155

    100 = national avg

    View all stations →

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