myNavyRates.rg
Home/Enlistment Bonuses
Donate
Compare All RatesBest ListsQuizPayBonusesASVAB CalculatorAdvancement Name SearchDuty StationsFamily ImpactFree DegreeRecruitersBe an OfficerArticlesFAQs
myNavyRates.rg
Donate
Home/Enlistment Bonuses

Navy Enlistment Bonus Tracker

Active Component

Active Duty (Active Component) only. The Navy's Enlistment Incentives (EI) program covers four bonus types you may stack: the source-rate bonus (EBSR), the shipping bonus (EBSHP), the Physical Screening Test bonus (EBPST) for Special Operations, and the Loan Repayment Program (LRP). Numbers below are sourced verbatim from the CNRC GENADMIN dated April 10, 2026 and apply to any Future Sailor classified or reclassified after April 12, 2026. Selective Reenlistment Bonuses (SRB) — paid for re-enlisting Sailors, not initial accessions — live inside each rate profile's Reenlistment section.

Reserve component (SELRES) shipping bonuses are governed by a separate Commander, Navy Reserve Forces Command incentive message (most recent: CNRF FY25 Selected Reserve Recruiting and Retention Incentives, msg 232145Z SEP 25). They are not included on this page. Reservists should ask their recruiter for the latest CNRF incentive message.

Funding caveat: NDAA 2026 authorizes contracts containing these bonuses through December 31, 2026, and current appropriations cover obligations through September 30, 2026. The maximum-EB increases for selected ratings remain authorized through June 4, 2028. All amounts are subject to congressional reauthorization of 37 USC § 331. Always verify with a recruiter before signing.

Top 5 Source-Rate Bonuses

Highest EBSR amounts under the current CNRC message.

#1
NUC
NUC (NF)
Bonus up to $40,000

Enlistment-Bonus Caps

The total EB across every type cannot exceed the rating's cap. If the sum would exceed it, EBSR is reduced first. The Loan Repayment Program is independent and stacks on top of the cap.

Nuclear Field

$75,000

NUC-NF only

Top NSO & Submarine

$60,000

AIRR-ATF, EOD-ATF, HM-ATF, ITS-ATF, SECF-5YO, SB-ATF

All Other Rates

$50,000

Default cap

+ LRP up to $65,000 stacks on top for eligible ratings. So a Nuclear Field Sailor could theoretically reach $140,000 total.

Source-Rate Bonus (EBSR)

The headline bonus tied to the rating you sign for. Earned at A/C-school graduation (or later milestones for the special-operations pipelines — see footnotes). EBSR is the only bonus that can be partially recouped if you separate before completing the obligated service.

RateProgramFYAmount
AECFAEFAny$15,0002
AIRRATFAny$30,00036
CTIATFAny$15,0007
EODATFAny$30,00056
HMATFAny$30,0009
HMDHSGAny$20,0002
ITATFAny$10,0002
ITSGAny$10,0002
ITSATFAny$15,0002
MASGAny$20,0002
MMS5YOAny$10,0002
MTAEFAny$15,0008
NDATFAny$30,00056
NUCNFFY26$40,0001
NUCNFFY27$30,0001
NUCSUBVOLNFFY27$10,000110
SBATFAny$30,00046
SECF5YOAny$20,0002
SOATFAny$15,00056
STG5YOAny$15,0002
STGAEFAny$15,0002

Shipping Bonus (EBSHP)

A separate bonus paid at RTC graduation for shipping inside a designated window. Cannot be recouped after RTC. AFQT 31+ required (i.e. ≥ 31). The "ALL" row is a universal $5,000 bonus that stacks with any rating-specific EBSHP for FSs shipping in the listed window.

RateProgramShip WindowAmount
AC5YOApril FY26 – July FY26$15,000123458
ADSGApril FY26 – July FY26$5,000123458
ADEKJOGApril FY26 – July FY26$15,0001234578
ADEKJOG13 April FY26 – 1 May FY26$10,000123457810
AECFAEFApril FY26 – July FY26$15,000123458
AIRCATF13 April FY26 – 1 May FY26$15,00012345810
AM5YOApril FY26 – July FY26$10,000123458
ANPACTApril FY26 – July FY26$15,000123458
AO5YOApril FY26 – July FY26$10,000123458
ASSGApril FY26 – July FY26$5,000123458
AV5YOApril FY26 – July FY26$10,000123458
AZ5YOApril FY26 – July FY26$5,000123458
BM5YOApril FY26 – July FY26$10,000123458
CS5YOApril FY26 – July FY26$10,000123458
CS5YO20 April FY26 – 24 April FY26$10,00012345810
CSS5YOApril FY26 – July FY26$15,000123458
CTIATFApril FY26 – July FY26$10,000123458
CTMAEFApril FY26 – July FY26$10,000123458
CTMAEF13 April FY26 – 1 May FY26$10,00012345810
CTRSG13 April FY26 – 1 May FY26$10,00012345810
CTTAEFApril FY26 – July FY26$10,000123458
CTTSGApril FY26 – July FY26$10,000123458
EM5YOApril FY26 – July FY26$5,000123458
EODATFApril FY26 – July FY26$10,00012345
FNPACTApril FY26 – July FY26$10,000123458
GM5YOApril FY26 – July FY26$10,000123458
GM5YO13 April FY26 – 1 May FY26$10,00012345810
ICATFApril FY26 – July FY26$5,000123458
ICSGApril FY26 – July FY26$5,000123458
ITATFApril FY26 – July FY26$10,000123458
ITSGApril FY26 – July FY26$15,000123458
ITSG13 April FY26 – 1 May FY26$15,00012345810
ITSATFApril FY26 – July FY26$15,000123458
MASGApril FY26 – July FY26$15,000123458
MASG13 April FY26 – 1 May FY26$10,00012345810
MMS5YOApril FY26 – July FY26$10,000123458
MNSGApril FY26 – July FY26$5,000123458
MRSGApril FY26 – July FY26$10,000123458
MTAEFApril FY26 – July FY26$10,000123458
NUCNFApril FY26 – September FY27$25,000123456
SBATFApril FY26 – July FY26$20,00012345
SECF5YOApril FY26 – July FY26$20,000123458
SECF5YO13 April FY26 – 1 May FY26$10,00012345810
SNPACTApril FY26 – July FY26$10,000123458
STG5YOApril FY26 – July FY26$10,000123458
STGAEFApril FY26 – July FY26$10,000123458
YNSSGApril FY26 – July FY26$10,000123458
YNSSG13 April FY26 – 1 May FY26$15,00012345810
ALL—April FY26 – July FY26$5,0001234589

Physical Screening Test Bonus (EBPST)

Bonus for Navy Special Operations Future Sailors who exceed the elevated Physical Screening Test standards. NSO ratings only. Earned at RTC graduation; cannot be recouped after.

RateProgramShip WindowAmount
AIRRATFApril–September FY26$15,00012
EODATFApril–September FY26$15,00012
HMATFApril–September FY26$15,00012
NDATFApril–September FY26$15,00012
SBATFApril–September FY26$5,00012
SOATFApril–September FY26$15,00012

Loan Repayment Program (LRP)

Pays off qualifying federal student loans up to $65,000, separate from the EB cap. Available to Active Component Future Sailors with AFQT ≥ 50 who have LRP listed as a guarantee on their NAVCRUIT 1133/52 Annex. Approximately 25% of each payment is withheld for taxes, and a DD 2475 must be submitted per payment. Sailors that ship without LRP in their contract cannot add it later.

RateProgramShip WindowMax
AGSGOctober–SeptemberUp to $65,0001
AIRRATFOctober–SeptemberUp to $65,0001
CTIATFOctober–SeptemberUp to $65,0001
CTMAEFOctober–SeptemberUp to $65,0001
CTRSGOctober–SeptemberUp to $65,0001
CTTAEFOctober–SeptemberUp to $65,0001
CTTSGOctober–SeptemberUp to $65,0001
CWTATFOctober–SeptemberUp to $65,0001
EODATFOctober–SeptemberUp to $65,0001
HMATFOctober–SeptemberUp to $65,0001
HMSGOctober–SeptemberUp to $65,0001
HMDHSGOctober–SeptemberUp to $65,0001
ISATFOctober–SeptemberUp to $65,0001
ITATFOctober–SeptemberUp to $65,0001
ITSGOctober–SeptemberUp to $65,0001
ITSATFOctober–SeptemberUp to $65,0001
MUSGOctober–SeptemberUp to $65,0001
NDATFOctober–SeptemberUp to $65,0001
NUCNFOctober–SeptemberUp to $65,0001
SBATFOctober–SeptemberUp to $65,0001
SOATFOctober–SeptemberUp to $65,0001

Footnotes & Policy Notes

Numbering matches the CNRC GENADMIN. Click any chip in the tables above to jump to the matching note.

EBSR Notes

  1. 1

    See OPNAVINST 1160.9A (the EB Program Instruction) for payment guidance.

  2. 2

    EBSR is earned and payable upon graduation from "A" or "C" school.

  3. 3

    Aviation Rescue Swimmer (AIRR) ATF: payment occurs after graduation from Naval Aircrew Candidate School (NACCS), "A" school, Fleet Replacement Squadron (FRS) training, AND arrival at first permanent duty station.

  4. 4

    Special Boat (SB) ATF: payment occurs after graduation from the Charlie Phase of Special Warfare Combat Crewman (SWCC) training.

  5. 5

    EOD ATF: payment after EOD "A" school. Navy Diver (ND) ATF: payment after Dive "A" school. Special Warfare Operator (SO) ATF: payment after SEAL Qualification Training (SQT).

  6. 6

    Sailor must have earned the rating Navy Enlisted Classification (NEC) and a security clearance.

  7. 7

    Cryptologic Technician Interpretive (CTI) ATF Sailors must complete cryptologic training and earn one of NEC C30A, C31A, C32A, or C33A.

  8. 8

    Missile Technician (MT) Sailors must complete C-school and earn NEC T48A.

  9. 9

    HM-ATF Sailors must earn one of NEC L02A, L27A, or L00A.

  10. 10

    Additional bonus for Nuclear Field Future Sailors who volunteer for submarine duty (SUBVOL). Requires a completed SUBVOL NAVPERS 1070/613 "Page 13" and the "Submarine Volunteer" checkbox set in the applicant record before the bonus is added to the Annex. SUBVOL status is verified before shipping.

EBSHP Notes

  1. 1

    EBSHP eligibility exists only while the FS is in DEP — they may not reclassify at RTC. Earned and payable upon RTC graduation. Cannot be recouped due to post-RTC reclassification or separation.

  2. 2

    NRC classifiers must list EBSHP separately on the NAVCRUIT 1133/52 Enlistment Guarantee.

  3. 3

    EBSHP is intended to fill shipping gaps during the authorized window. Recruiters should not advise FSs to roll out and back in to chase a bonus.

  4. 4

    Future Sailors must have an AFQT score of 31 or higher to be eligible for EBSHP.

  5. 5

    If the Navy itself moves a Sailor's ship date to align with an A-school class convening date, the EBSHP entitlements are preserved on the Annex and SOU.

  6. 6

    Nuclear Field FSs classified into ship dates outside the authorized window because of security-clearance adjudication remain eligible for EBSHP.

  7. 7

    ADEK-JOG covers the ABE-5YO, ABF-5YO, and ABH-5YO ratings. FSs classified or reclassified into any of these three may be eligible if placed in an authorized shipping period.

  8. 8

    FSs scheduled to ship after the designated period who roll into an authorized month, OR who sign a new contract / reclassify into the rating to ship in the designated month(s), are eligible.

  9. 9

    This universal EBSHP applies to all Future Sailors scheduled to ship during the designated period and may be combined with any rating-based EBSHP for which the FS qualifies.

  10. 10

    Targeted shipping window — for Future Sailors scheduled to ship in the designated rating during the named sub-window. May be combined with any other EBSHP for which the FS is qualified.

EBPST Notes

  1. 1

    EBPST eligibility exists only while the FS is in DEP. May not reclassify at RTC. Earned and payable upon RTC graduation. Cannot be recouped for post-RTC reclassification or separation.

  2. 2

    When a Future Sailor meets the elevated PST standards in the NSO recruiting guidance, the EBPST is added to the Enlistment Guarantee (NAVCRUIT 1133/52).

LRP Notes

  1. 1

    Future Sailor must access into Active Component and have LRP listed as a guarantee on their current Annex to DD Form 4 (NAVCRUIT 1133/52). The NRC LRP Manager approves prior to a new Annex being generated. LRP can stack with all other EB types up to its own $65,000 maximum.

Cross-cutting Policy Notes

  1. 1

    Future Sailors with Tier 3 education credentials (e.g., HiSET / GED / alternative credential) are NOT authorized any EB.

  2. 2

    Prior-service members re-enlisting onto Active Duty must enter at pay grade E-4 or below, must not have received a bonus on their first enlistment, and (Navy prior-service) must have been separated from active duty for at least 12 months before shipping.

  3. 3

    EBHS (EB for High School) is currently NOT AUTHORIZED in this message — distinct from prior cycles when EBHS was offered.

  4. 4

    During lapsed appropriations, classifiers may still include EB on a contract if the DD 1966 carries the funding-availability disclaimer; payment is then subject to a future appropriation.

  5. 5

    Bonuses are paid in installments. Only the unearned portion of EBSR is eligible for recoupment; EBSHP/EBPST cannot be recouped after RTC graduation.

Disclaimer: Bonus amounts are sourced from the CNRC Enlistment Bonus / LRP GENADMIN dated April 10, 2026 (the official message authorizing these incentives) and are provided for informational purposes only. Eligibility depends on AFQT score, education tier, security-clearance adjudication, ship date, contract length, program availability, and individual circumstances. Always verify current bonuses directly with a Navy recruiter before enlisting. Visit the official CNRC Enlisted Incentives page for the latest GENADMIN.

Explore

  • All Rates
  • Side-by-Side
  • Best Lists
  • Articles
  • FAQs

Tools

  • Take the Quiz
  • Anti-Match Quiz
  • ASVAB Calculator
  • Pay
  • Pay Value
  • Bonuses
  • Advancement

Life in the Navy

  • Duty Stations
  • Family Impact
  • Free Degree
  • Be an Officer
  • Recruiters

About

  • About
  • Contact
  • Changelog
  • Donate
  • Privacy
  • Disclaimer
  • Sitemap

Not affiliated with the U.S. Navy or Department of Defense.·© 2026 myNavyRates.org. All rights reserved.

HomeCompare RatesQuizBonusesASVAB CalculatorMore